Risk warning: Cryptoassets are highly volatile and may lose value. Read full risk disclosure
FAQ

Frequently asked questions

Answers to the most common questions about Spring Light's custodial wallet and digital asset transfer service. Can't find what you're looking for? Contact us.

About Spring Light

Is Spring Light a regulated U.S. company?

Yes. Spring Light LLC is registered with FinCEN as a Money Services Business (MSB # 31000287411075) and is licensed by the Washington State Department of Financial Institutions as a money transmitter (NMLS # 550-MT-121772). Both are independently searchable.

Where is Spring Light located?

Spring Light LLC is headquartered at 4270 S Mead St, Seattle, WA 98118, United States.

Are you affiliated with another company?

The FinCEN MSB registration referenced on this site is held in the name of AWASHDIRECT LLC under MSB Registration Number 31000287411075. See our compliance page.

Accounts & verification

What identity documents do I need?

You'll need a valid government-issued ID (passport, driver's license or national ID), and you'll complete a brief liveness selfie check. Higher verification tiers also require proof of address and a source-of-funds questionnaire.

How long does verification take?

Most KYC checks complete within minutes. Cases that require manual review or enhanced due diligence may take additional business days.

Can I open a business account?

Spring Light currently focuses on individual (natural person) accounts. Institutional onboarding is handled case-by-case under enhanced due diligence — please contact us at admin@springlightllc.com.

Can I have more than one account?

One verified individual is permitted one account. Operating multiple accounts to circumvent transaction limits is prohibited.

Wallet, deposits & transfers

Which assets and networks do you support?

BTC on Bitcoin mainnet, ETH on Ethereum mainnet, and USDT on Ethereum (ERC-20). See supported assets.

How do I deposit funds?

Generate a deposit address in your wallet for the relevant asset, send the asset on the correct network, and wait for the required network confirmations.

How long do withdrawals take?

Internal review and on-chain confirmation typically complete within minutes to a few hours, depending on network conditions and transfer size. Larger or higher-risk transfers may be paused for compliance review.

What are transfer limits?

Transfer limits depend on your verification tier. See the Fees & limits page for the current schedule.

Do you offer trading, leverage, or yield products?

No. Spring Light is a custodial wallet and digital asset transfer service. We do not offer trading, leverage, derivatives, lending, staking or yield products of any kind.

Security & safety

How are my assets stored?

Customer assets are held in segregated custodial wallets, with the majority held in offline cold storage. Outbound transfers require multi-party approvals.

Do you ever lend or rehypothecate customer assets?

No. We do not lend out, rehypothecate or use customer assets for our own treasury or yield activities.

How do you protect my account?

Multi-factor authentication is required, and you can whitelist withdrawal addresses. We notify you of sign-ins and outbound transfers. See Security.

What if I lose access to my account?

Contact admin@springlightllc.com. Account recovery requires identity re-verification consistent with our compliance program.

Compliance & legal

Do you share information with regulators?

Yes, where required by law. We file suspicious activity reports and respond to lawful requests from U.S. and applicable state authorities.

Is Spring Light available in my state or country?

Service availability varies by jurisdiction. Please review our restricted jurisdictions list before opening an account.

Are cryptoassets covered by FDIC or SIPC insurance?

No. Cryptoassets are not legal tender, are not backed by any government, and are not covered by FDIC or SIPC insurance.

Do you provide tax forms?

We provide account statements and transaction history that you can use to support your own tax filings. We do not provide tax advice.

Pricing

Are there hidden fees or spreads?

No. Our fees are listed openly on our Fees page. We do not embed undisclosed spreads in transfer execution.

Do you charge to hold crypto?

No. Active KYC-verified accounts are not charged a custody fee. After 12 months of inactivity, a small handling fee may apply.